As the airwaves run hot with enthusiastic reminders for us humans to get vaccinated, it’s worth remembering to keep your furkids’ shots up to date too. While pet health is the primary concern, PD Insurance says there’s more at stake – if your pup or puss falls ill with a disease there is a vaccine for it, the vet bills could fall outside your insurance policy’s cover.
PD Insurance NZ COO Michelle Le Long explains, “Regular shots for dogs and cats help protect against a range of preventable diseases. Keeping your pet fighting fit not only saves them from discomfort and pain, but it eliminates the need for medical care. And because these diseases are preventable to a certain extent, most insurance policies will have exclusions.”
That’s not all – if your pet isn’t up to date with vaccinations, the local doggy daycare, boarding kennel or cattery might not take them in. With prevention always better than cure, make sure pets are just as well-protected as the rest of your family as everyone gears up for winter’s flu season.
Huge spike in canine cough cases
PD Insurance has seen a tremendous increase in member claims for canine cough treatment. Also known as ‘kennel cough’, the highly contagious disease spreads easily between dogs. While multiple pathogens (germs) can cause it, a bordetella vaccine administered to puppies and adult dogs is the best bet for preventing severe disease and the resulting complications.
In May, the incidence of canine cough claims paid by the pet insurance specialist increased by a multiple of 13 times the monthly average seen over the nine months to February.
Le Long says, “In March our canine cough claims spiked significantly and then in April they more than tripled. That hasn’t slowed down at all over May, which is why we’re strongly urging New Zealanders to vaccinate their dogs. Vaccination will help reduce the likelihood of catching this and other diseases and potentially reduce their severity if they do catch them.”
When are shots necessary? A view from the vet
Healthy Pets NZ chair and vet Dr. Cath Watson says, “the ‘core’ vaccines should be given to every kitten and puppy as these are the vaccines that protect against the most common and dangerous diseases like parvovirus, distemper and hepatitis in dogs, and panleukopaenia and ‘flu’ in cats.”
“Revaccination intervals, and the use of non-core vaccines like leptospirosis in dogs and feline immunodeficiency virus in cats, should be discussed with your veterinarians as they really come down to individual risks.”
For example, Watson may recommend a ‘flu’ booster every three years for an always-indoor cat. She says, “However, for cats who are routinely outdoors, part of a multi-pet family, or visit the cattery, annual boosters are more suitable, providing protection according to risk.”
“While for dogs, any time spent socializing with other dogs and visiting boarding kennels, doggy daycare, groomers, club events etc significantly increases the risk of the canine cough transmission, so vaccination would be strongly recommended.”
“There can also be regional differences, with local experience with diseases like leptospirosis helping guide whether vaccination for this disease is recommended for your dog.”
Further, if you want to use a boarding facility for your cat or dog you should ask what their requirements are well in advance. They may require more frequent vaccination than would otherwise be recommended by vaccine manufacturers.
Watson says, “We see outbreaks of parvovirus, canine cough and cat flu every year as a result of unvaccinated or under-vaccinated animals, but this year seems to have been particularly bad. We have witnessed a significant outbreak of parvovirus this year, especially in Auckland, which seems to have stemmed from many puppies missing out on any vaccines or the critical boosters due to Covid restrictions.”
Why consulting your vet is essential
Vaccines should only be administered to healthy animals, so the health check provided when you visit your vet not only gets your furbaby’s vaccinations up to date, but the advice they will provide is essential, as Watson has noted.
That’s not all; While many vaccines are considered essential, not all are recommended by all. Your vet can provide the facts on this and will know of any diseases ‘going around’ and advise accordingly. Watson points out the recent canine cough outbreak as a key example.
Tackle the ticks and fleas, too
Winter does mean fewer ticks and fleas, but these pesky critters don’t die during the cold months and nor do they hibernate. While getting vaccines up to date, staying on top of worms and fleas is an equally good idea. New Zealand is home to only one endemic tick (meaning it only occurs here), but fleas are very common and make their presence felt all too often.
Watson points out that fleas can be more than a painful pest, saying, “They are known carriers and transmitters of a blood parasite that can affect your cat, and can cause annoying bites to us as well.”
What your insurance will and won’t cover
Pet insurance means being able to quickly access quality pet healthcare when needed, without worrying about the bills. But it’s important to know what is and what isn’t covered.
Treatment for dog diseases like canine cough, parvovirus, distemper and infectious hepatitis, as well as cat diseases like feline calicivirus and panleukopenia, won’t be covered if vaccinations are not up to date.
Le Long adds, “As an insurance provider, we’re here to help, and we want the best for you and your fur family. Part of that is ensuring their health is well protected.”
PD Insurance provides pet insurance coverage from as little as a dollar a day. Visit www.pd.co.nz.
pd.co.nz is a pet insurance specialist that offers low cost, high value pet insurance. The company’s goal is to empower pet parents to make easy, quick, care-based decisions around their pet’s health without worrying about cost. Unique to pd.co.nz is its month-to-month payment model whereby members aren’t locked into a contract, so they can cancel anytime without penalty.
The company is committed to a fast and fair claims service, aiming for resolution within two business days of receiving all documentation. As with all Badger International brands, the essence of the pd.co.nz customer service philosophy is Simplicity (in service delivery) and Soft Landings (a commitment to providing members a gentle landing in times of need).
Headquartered in Auckland, pd.co.nz employs a local team of animal lovers who provide support such as sales, marketing, and operations. The company is a division of Pacific International Insurance and wholly owned by Badger International NZ LP. Recognizing every animal deserves to be well cared for, pd.co.nz is a proud partner of New Zealand’s leading no-kill animal shelter Helping You Help Animals (HUHA), which rescues, rehabilitates and rehomes hundreds of animals every year. It is also the Principal Partner of Healthy Pets New Zealand, a charity established in 1998 by the New Zealand Veterinary Association’s Companion Animal Branch to draw attention to the ‘big health and welfare issues of Kiwi pets’.
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